How do I qualify for a business loan?

Eligibility is based on your contribution consistency. Monitor your 'Loan Eligibility Progress' bar on your dashboard; once you hit your savings milestone, you can request funding.

What are the repayment terms?

Repayments are structured weekly to ensure business cash flow remains stable. You can settle payments directly via the 'Repay Loan' button on your dashboard.

Is there a penalty for late payments?

Yes. To protect the collective fund of all members, a daily penalty of 0.15% is applied to overdue balances until they are settled.

How secure are my contributions?

As a registered Multi-Purpose Cooperative Society, all funds are managed under strict regulatory guidelines and visible through your real-time transaction history.

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The Schemes Agreement

This agreement is between you and Global Business Friends Organization || All Great Friends Multi-Purpose Co-operative Society Limited (including Diaspora partners).

It details our obligations to you and your obligations to pay and receive funds through the Friends Wallet.

Acceptance & Authority

By accepting, you represent that you are at least 18 years of age and have the full authority to bind yourself.

Address/Locations: Meetings are scheduled according to various State Coordinators within Nigeria.

I have read and understood the Agreement and I agree to all terms and conditions.